contact nearest bank or your financial advisor for more details. Its too long for this articles. If you loan is above 3 years, you are guaranteed to save if you refinance.
Also, if you are planning to refinance your home? May be to take cash and restructure your LIABILITIES ? Or Do you want to BUY A new house?
If you are currently having high liabilities, no worries. International banks still could consider as long as your liability is not above 99% of your monthly income.
GET THIS INCREDIBLE RATES FROM AN INTERNATIONAL BANK:
ZMC = zero moving cost
FIXED RATE + BLR BASE RATE PACKAGES
Loan sizes
RM150K to RM299,999
3yrs Fixed
Yr 1-3
T/A
Fee by Bank (ZMC)
5.35%
BLR-1
.50%
Fee by Borrower (NZMC)
5.10%
BLR-1.75%
BLR BASE PACKAGES PACKAGES
Loan sizes
HOME LOAN PROMOTION
ZMC
Below RM100,000
-BLR - 1.00%
RM100,000 -
Whole tenure
RM150,000 -
Whole tenure
RM200,000 -
Whole tenure
RM300,000 -
Whole tenure
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